The credit you’ve always deserved

Be the first to get the card that’s changing everything. Join Zed today.

The most powerful card you’ve ever seen

Groundbreaking technology meets unmatched convenience and control. No other card comes close.

  • No interest

    Never pay for more than your purchases.

  • No foreign transaction fees

    Get the best currency exchange rate.

  • No annual fees

    Get the best card for free.

  • Titanium Mastercard®

    Transact seamlessly and securely worldwide with a premium credit card.

  • Unlimited virtual cards

    Have peace of mind while buying online.

  • Data-driven application process

    Get a fair credit limit based on your current and future earnings.

Introducing Unlimited Virtual Cards

Protect your primary card information from
potentially risky online purchases with
virtual cards. Create as many different
virtual cards as you need for subscriptions,
shopping or over-the-phone purchases.

Instant control

Your Zed Card is in your control. Create a new card that self-destructs after a single purchase. Dispute suspicious charges you don’t recognize. Lock any card that’s compromised in seconds.

The best of all worlds

Zed is the smartest, simplest, and safest way to use credit. With the Zed card, you don’t waste money on interest and fees. You only pay for your purchases.

Clarity and transparency

The Zed app eliminates the hassle of old-school banking, forever. See your statements and payments instantly. Find any charge with a quick search. Set up spend notifications to stay on budget.

Benefits

Benefits

Concierge service

Everyday deals on restaurants

Travel discounts

Online purchase protection

Zero liability against unauthorized transactions

Global emergency assistance

Concierge
Restaurants
Travel
Zero Liability
Global Emergency Assist
Concierge

Concierge service

Restaurants

Everyday deals on restaurants

Travel

Travel discounts

Online purchase protection

Zero Liability

Zero liability against unauthorized transactions

Global Emergency Assist

Global emergency assistance

We challenge the status quo

Zed was founded on the belief that young people deserve so much more from their financial institutions. We built Zed from scratch, put powerful tech at its center, and designed it for Southeast Asians above all.

Trusted.
Credible.
Regulated.

We are a BSP-supervised Financial Institution with Operations headquartered in Manila and Engineering, Product and Design headquartered in San Francisco. Our investors include global fintech venture fund Valar, and seasoned fintech operators who helped build Nubank, Square, Cred and Mercury, among others.

See what everyone’s saying about us

My career isn’t traditional, so it’s always a sticking point for banks when I’ve applied for credit cards. Applying for Zed was so easy. Now I have an awesome credit card!

Patricia

Digital Creator & Fitness Instructor

Zed makes my budgeting so much easier since I can track my transactions and payments real time. Super convenient!

Nicole

Creative Director

Zed has been my ideal travel card because the FX rates are fair and there are no foreign transaction fees! I’ve never seen that before in other cards.

Kako

Lawyer

Everything about Zed feels like another level of quality. It’s a beautiful card – I love seeing the pop of color in my wallet.

Marga

Art Conservator

The app is really clean, so well thought out, and it ALWAYS works, which puts me at ease since it involves my finances. I love that I can see how much I use and need to pay. No confusing statements or hidden charges.

Manu

Freelance Marketer

My career isn’t traditional, so it’s always a sticking point for banks when I’ve applied for credit cards. Applying for Zed was so easy. Now I have an awesome credit card!

Patricia

Digital Creator & Fitness Instructor

Zed makes my budgeting so much easier since I can track my transactions and payments real time. Super convenient!

Nicole

Creative Director

Zed has been my ideal travel card because the FX rates are fair and there are no foreign transaction fees! I’ve never seen that before in other cards.

Kako

Lawyer

Everything about Zed feels like another level of quality. It’s a beautiful card – I love seeing the pop of color in my wallet.

Marga

Art Conservator

The app is really clean, so well thought out, and it ALWAYS works, which puts me at ease since it involves my finances. I love that I can see how much I use and need to pay. No confusing statements or hidden charges.

Manu

Freelance Marketer

My career isn’t traditional, so it’s always a sticking point for banks when I’ve applied for credit cards. Applying for Zed was so easy. Now I have an awesome credit card!

Patricia

Digital Creator & Fitness Instructor

Zed makes my budgeting so much easier since I can track my transactions and payments real time. Super convenient!

Nicole

Creative Director

Zed has been my ideal travel card because the FX rates are fair and there are no foreign transaction fees! I’ve never seen that before in other cards.

Kako

Lawyer

Everything about Zed feels like another level of quality. It’s a beautiful card – I love seeing the pop of color in my wallet.

Marga

Art Conservator

The app is really clean, so well thought out, and it ALWAYS works, which puts me at ease since it involves my finances. I love that I can see how much I use and need to pay. No confusing statements or hidden charges.

Manu

Freelance Marketer

My career isn’t traditional, so it’s always a sticking point for banks when I’ve applied for credit cards. Applying for Zed was so easy. Now I have an awesome credit card!

Patricia

Digital Creator & Fitness Instructor

Zed makes my budgeting so much easier since I can track my transactions and payments real time. Super convenient!

Nicole

Creative Director

Zed has been my ideal travel card because the FX rates are fair and there are no foreign transaction fees! I’ve never seen that before in other cards.

Kako

Lawyer

Everything about Zed feels like another level of quality. It’s a beautiful card – I love seeing the pop of color in my wallet.

Marga

Art Conservator

The app is really clean, so well thought out, and it ALWAYS works, which puts me at ease since it involves my finances. I love that I can see how much I use and need to pay. No confusing statements or hidden charges.

Manu

Freelance Marketer

Be the first to get Zed

Join the waitlist today.

Join Waitlist